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Archives for March 2013
Credit Counseling - Chapter 13 Or Chapter 7, Which is the Best Choice For You?
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How Much Do You Charge For A Chapter 7?
Of all the questions I get asked on a daily basis, this is the last question anyone should be asking of their bankruptcy attorney. Bankruptc...
Stop Wage Garnishment
One day you go to work and find that your paycheck is being garnished for a debt that you owe. This happens to people every day. In addition...
Considering Credit Counseling
3 Considerations Regarding Credit Counseling and Bankruptcy In 2005, the bankruptcy law in the United States added several requirements for ...
Can You Get Rid of All Liens in Bankruptcy
Liens come in three forms. They are either consensual, statutory or judicial. A consensual lien is where a debtor voluntarily grants a lien ...
Do Bill Collectors Have Rules to Follow?
Harassing creditor calls is one of the most common problems people have when they come into my office to file bankruptcy. They are bothering...
How To Enjoy Life Without Overspending
No matter how responsible you may be, everyone faces tough times eventually when it comes to their finances. The important thing to remember...
What is a Preferential Transfer?
The primary purpose of bankruptcy is to give a person or business filing for bankruptcy (called the "debtor") a "fresh start....
Make a Chapter 13 Plan That Will Be Confirmed
Part of the Chapter 13 process in Missouri and Illinois includes proposing a repayment plan for your creditors and to finally get out from u...
Debtors Have Protection in Certain States
In the extremely difficult economic times the country and people are suffering through these days, many individuals find themselves struggli...
Could Senate Bill 1275 Have Prevented CA Home Foreclosures?
Everyone is aware of the foreclosure and mortgage crisis that has plagued California and many other states for the last few years. In respon...
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